Top Plastic Surgery Procedures That Are Covered by Health Insurance
If you are toying with the idea of plastic surgery and wondering whether your health insurance alone will cover it, well, you will find out right here the answers to some of your questions. So, will the health insurance cover your cosmetic surgery needs? Who pays for plastic surgery depends a lot on your insurance company, and the type of health insurance you may need, and how well the procedure is defined. To find out if the insurance will cover the procedure, you need to answer several questions.
This includes determining if the surgery is cosmetic, whether the procedure is reconstructive and whether it is essential to a body function or maintain the quality of life. Here are some of the cosmetic procedures that your health insurance may provide good coverage too. Right from a nose job to ear surgery, health insurance has suitable coverage for all these procedures.
Nose Job (Rhinoplasty)
Nose jobs are favorites of most celebrities. However, only some are vocal about going under the knife, while most prefer to keep it under the wraps. But, did you know that rhinoplasty is not always because of cosmetic reasons? Yes, in some cases, rhinoplasty may even be a medical requirement.
Rhinoplasty is required to fix impaired breathing, which can be a result of structural nose defects. It is possible to surgically fix conditions such as a deviated septum or chronic congestion with rhinoplasty. This surgery brings more facial harmony and fixes the symmetry of the nose. And insurance coverage is available for nose jobs that have a medical reason and not just cosmetic.
Ear Surgery (Otoplasty)
Ear surgery, or otoplasty, is an effective surgery that helps shape, positions the ear. Otoplasty is suitable for both adults and children and is covered by insurance, especially when it interferes with hearing. This type of surgery may not be as popular as the rest of the cosmetic treatments. But it is one of the most effective surgeries and can fix many hearing issues and hence covered by insurance.
Droopy eyelids may be a sign of aging, and it can make you look tired. This sagging of eyelids can impair vision, as per the American Academy of Facial Plastic and Reconstructive Surgery (AAFPRS). Surgery or eyelid blepharoplasty can improve your eye issues and correct these problems.
Eyelid surgery works in two ways fix the extra skin that weighs down the eyelid and obstructs the patient’s vision. The second time is when the upper lid muscles get stretched out over time, lending a sleep-eyed look that can also impair the vision. An eyelid lift can also immediately make you look younger.
You could call moles beauty spots, but that’s not the case with everyone. Some birthmarks or moles can hinder the gorgeous face of people and make them look less pleasing to the eyes. So, it is no wonder that a few people might want to remove their moles surgically. But does health insurance cover mole removals? Well, in some instances, they may, especially if the doctor finds it suspicious and, in some cases, even when the mole turns out to be benign.
Suspicious moles may fall into the category of those that look asymmetrical, have uneven borders, without uniformity in color, and moles that are large in diameters. This includes moles that are larger than a pencil eraser, with a color change. One might also experience severe itching and bleeding from the mole, making it a medical emergency. If the mole turns out to be malignant, your insurance company will cover the surgery cost and help reconstruct the appearance. If you have a mole and it is changing in color, take it up with your doctor and determine whether it needs further treatment.
A tummy tuck is often the best-kept secret of most celebrities who flaunt flat stomachs even after childbirth. There is a difference between a panniculectomy and abdominoplasty. A panniculectomy removes the excess skin. A tummy tuck (abdominoplasty) removes the excess skin and fat from the abdomen and tightens the fascia on the abdominal muscles. But not all tummy tucks are covered by insurance.
This surgery has numerous complications, you should check with a health care professional to determine if the surgery is essential in the first place. So, talk to your doctor and determine whether surgery is necessary to address your health concerns.
Health insurance does not cover all cosmetic surgeries fulfilling aesthetic requirements. The only way to determine whether it is suitable for you is by consulting with your cosmetic surgeon. They will also help you find out if there is an underlying health condition that requires the surgery so that your health insurance will cover the expenses.
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