Still Not Sold to the Idea of Getting Health Insurance? Here Are Six Reasons to Convince You to Get One!
Health insurance is critical, no matter how we deny it. Though, for some reason, this could be a financial burden due to its sky rise cost, having health insurance should still be a priority whether you have are single or with a family of your own.
It’s a known fact that accidents are inevitable, and people nowadays are prone to diseases due to the unhealthy eating lifestyle most of us are guilty of. Worst of all, you may need to go through surgery or end up paralyzed for life. Pretty scary, right? So if you don’t need you should get health insurance, here are five ultimate reasons to convince you otherwise.
Untimely and inadequate medical care
Most people who don’t have health insurance end up having the worst health-related outcomes. Usually, when you have insurance, you will be able to receive proper medical care through its chain of hospitals and doctors. Likewise, not having health insurance may become a financial burden to you and your family. Especially if you end up getting surgery or with the condition that will interrupt or stop your ability to earn. A loss of income to support your day to day living expenses along with the added medical expenses could spell doom!
Lifetime savings wiped out
All your life, you have been working so hard and saving every penny to ensure you have a comfortable retirement. Indeed, you can retire at the age you have dreamed of and excited to do the things you have missed. But imagine finding out that you are sick, and your savings would all go for your treatment expenses. You want to fight for your life. However, you have no health insurance to cover your medical expenses. Your savings for your retirement is your only hope. You’re alive, yet all the years of hard work are gone in a moment. And the reason is that you did not plan for a rainy day when your health might let you down. Your illness costs you your retirement savings and a lifetime of sufferings from drained savings.
Secures quality treatment
Insurance companies always have the best connections when it comes to taking care of their client’s health. They have tie-ups with the best hospitals that will even allow you to get cashless admission into the hospital. You can also be sure that you will get treatment from the best doctors in their medical network.
Provides wide coverage
Health insurance does not only provide coverage for your hospitalization expenses but also before and after medical treatments. They also offer to help you with the follow-up checkup expense, laboratory diagnostics, consultation fees, ambulance charges, outpatient operations, and many more medical expenses needed by the insured.
Insures the family
There are a lot of health insurance plans that will allow you to have a float that will be part of your insurance coverage. The floater allowed is the spouse and children if you are married. The second floater is your parents. They will have the same coverage as you when it comes to receiving medical treatment. You won’t have to worry about your family members getting sick as they will have the same privilege as you, all thanks to your health insurance.
Motivation to change lifestyle
Health insurance can cost quite a lot. Money is not easy to earn. You need to work hard for it, and it should be a reason for you to change your ways – to save money and eat healthily. Let’s face it modern lifestyle is a big reason for the drastic changes in your health, so you need to make changes to how you live your life.
Having health insurance is not a luxury but a necessity. Talk to your family members and discuss what plan you would want so that everyone may be covered. Study all kinds of health insurance and consult it with an expert. Also, don’t think twice about talking to every health insurance provider. Do not be afraid to compare one plan to another.
Make sure it will fit your needs, but make sure not to be cheap as you need to secure quality treatment and coverage. Health is wealth as they say, and you need to protect your asset – which you can surely achieve with the help of health insurance.
More in Health Insurance
Is Humor An Important Life Skill?
According to Mark Twain, humor is the greatest boon of mankind. It helps us to erase all the hard feelings to...July 6, 2020
The Five Benefits of Facial Exercise
Unfortunately, aging causes the mature skin of the face to begin to sag. Facial exercises, or face yoga, is an activity...July 3, 2020
Five Things That Your Health Insurance Does Not Cover
The world is battling a healthcare crisis with the pandemic outbreak. This is increasing the number of discussions around health insurance,...July 2, 2020
Do This to Turn Your Home into a Peace Sanctuary
If you’re in search of an oasis of calm, a peaceful getaway, or a little private bubble of relaxation, we don’t...July 1, 2020
Four Fruits That Help You Stop the Aging Clock!
All of us want to look young, flawless, and perfect at all times. However, not all of us can shell out...June 30, 2020
Target Age Spots Caused by Sun Damage With Fresh Produce From Your Kitchen!
Sunlight is the number one reason for age spots. UV radiation exposure in our youth and adolescence winds up showing many years...June 29, 2020
Five Anti-Aging Packs From Your Kitchen!
With every passing day, we are growing old. And with the passing days, the signs of aging start appearing on our...June 28, 2020
Here’s How You Can Reapply Sunscreen While Wearing Your Makeup
We’ve often heard how important it is to apply sunscreen every time we venture out in the sun. But did anybody...June 28, 2020
Not Eligible for Obamacare, Here Are Four Alternative Health Insurance Plans!
The Covid-19 crisis is spelling doom for everyone, not just in terms of health, but also for the economy. According to...June 28, 2020