Five Tips To Help You Save Up On Your Next Visit To The Dentist
Many people tend to neglect their dental health, thinking that it is unimportant unlike the rest of the body. This is completely false. Oral health is as important as our overall health — in fact, ignoring oral health can be fatal as certain diseases tend to show their presence in our mouth first before showing other signs. It has been found that one in every three Americans do not have dental insurance while the ones who do might not have an insurance that covers all expenses, resulting to higher dental expenditures from their own pockets. Experts believe that if you are trying to save money by not including all services under your insurance, it might cost you more. Hence, skimping on dental insurance is not a good idea. But, in case you want to be smart about your money, we have a few ideas that might help!
Decide How Many Times You Need To Visit
Usually, your insurance would cover two dental check-ups a year. However, if you dive deeper, you will find out that once a year is doable, too. That will bring down your insurance premium as well. Most people with more or less good dental health can visit their dentist just once a year, more so for non-smokers — dental check-ups every six months is not required. However, if you have existing dental issues, even twice a year might be not enough. Smokers, diabetic patients, people with plaque and tartar, and people with gum disease should not see their dentist less than twice a year.
Ask About Plans Before Your Check-up
Before you sit for the examination, talk about the plans they have and what kind of fees or out-of-pocket expenses needs to be paid. Find out if there is anything that you can skip from your usual checkup. For instance, the bitewing X-ray which is done to check for cavities between teeth can be done within a three-year gap if you are in your twenties or late teens which means you need not include it in your package every year. However, a word of caution here: those with tooth decay and cavity problems must get the x-ray done every year. If you don’t, you might end up paying for a root canal and a crown later which will drain your savings!
Know About your Wisdom Teeth
Wisdom teeth can create a big problem for some people, and just nothing to others. It usually starts appearing by the time you’re in your late teens or twenties; some don’t even get them. But for those whose teeth can’t come out of the gums for lack of space, they get in trouble. Some people opt for wisdom teeth extractions to avoid causing any problems and future issues. However, experts believe unnecessary extraction is not required for wisdom teeth. If your dentist insists on getting it extracted, get a second opinion first and only go for it when you are convinced.
Braces Or Not?
If money is short, you might want to rethink your decision about getting braces as these have nothing to do much with oral health. They only fix crooked teeth and hence, getting braces is more for cosmetic purpose. If you need it badly though, ask if you can pay in installments. Being honest about your monetary situation might help your dentist to give suggestions on certain things that can bring down the cost.
Look For Clinics With Low Cost
A good research before going to your dentist might help you save a few bucks, too. Locate every dental clinics in your vicinity and see if they have ratings and costs mentioned on their websites. Based on that, make a list of places you can go. Now among these, find out the one that is the least expensive but with good credibility. Depending on the area, you might find a place that suits your budget. If you don’t, there are always community dental clinics, state health departments, and dental schools.
Equipped with all these tips, saving up on your next dentist visit won’t be difficult. But you need to remember one thing here: you must do your own bit, too! Brush your teeth twice a day and never forget to floss. Keep away from too much sugar, and you wouldn’t need to visit the dentist as often as you think you should!
More in Health Insurance
What Kind Of Personality Do You Have?
Understanding personalities can play a huge role in both your professional and personal life. The closest we come to determining personalities...October 18, 2018
Eat More, Lose More — Four Golden Rules For Weight Loss
Most things in life follow a certain process, and the process is often quite simple and easy. What is difficult is...October 16, 2018
This Is How Your Health Insurance Company Can Help You Save Time And Money
If you haven’t spared a thought on your health insurance of late, it’s high time you do so. Nowadays, health insurers...October 11, 2018
Why Should You Include Sea Vegetables In Your Anti-Aging Diet Plan?
Aging fast is certainly a big issue nowadays due to numerous factors both internal and external. Most of the time, it...October 9, 2018
Sweet Snacks That Will Satiate Sweet Cravings During Your Weight Loss Journey
A weight loss journey should not end at its destination — it is a journey that should stay with you for...October 7, 2018
How To Combat FOMO and Keep Your Mental Stability
What do you do first thing in the morning? You wake up, contemplate for a while, go through your daily ablutions,...October 4, 2018
Tips To Get Rid Of Your Double Chin Without Any Surgery At All
Aging and weight gain happen almost simultaneously for many of us. And thus, we find several bodily changes that we start...October 2, 2018
Here’s Why You Should Cut Your Ties With Toxic People During Addiction Recovery
Doing away with all the toxins stored in your system is integral to drug and alcohol addiction recovery. However, drug rehabilitation...September 30, 2018
Reasons Why Running Might Not Be The Ideal Way To Lose Weight
Being obese or overweight is one of those problems which can give you sleepless nights. Frustration and hopelessness creep in when,...September 27, 2018